To sum up our annual report, we have recovered from the downfall that started in 2014, and we have a five-year plan from 2019 to 2023 to grow KCCDMFI by 300% in outreach, loan portfolio and revenues by 2023.

We had substantially recovered by 2018 and we are confident we can move forward to a brighter future.

Luming has helped formulate seven goals for KCCs to be integrated into people’s daily lives. These include livelihood training, entrepreneurial development, decent housing, access to health and social services, education for all, environmental protection, and preservation of arts, culture and sports. After all, Luming concludes, community organizing is a way of life, not a project.

The computerization of KCCDMFI MIS is an affirmation of one of KCCDMFI’s core values; the value of balance of work and life. With computerization, FCOs have more time for their respective families, and they can home early since recording errors have been minimized and transactions have been automated and computerized.