KCCDMFI

A Microfinance NGO

KCCDMFI Building

Zamboanga City, Philippines

+6362 955 2656

Client Support

Mon - Fri: 8:00 - 5:00

Office Hours

Agri-Kabuhayan Loan

Designed for farmers and fisher folks to be used for agriculture or fisheries production. Specifically, it can be used for the following:

  • Agri/aqua-enterprise activities or any entrepreneurial activity in the rural areas.
  • Capital for agri/aqua production such as planting materials and other farm/marine production inputs.
  • Additional capital for existing agri/aqua-enterprises.

To reduce poverty in the rural areas and increase social protection coverage among the vulnerable sectors such as small farmers and fisher folks. It is a tool to help clients build assets and improve their social protection system.


It also aims to help sustain agri/aqua activities of farmers and fisher folks and enable them to scale-up production and establish a sustainable source of income for the family.

Features of Agri-Kabuhayan Loan

The loan is intended to finance the whole agri/aqua cycle of activities. Loans may be used for the purchase of inputs, purchase of farm materials and propagates, land preparation, payment of labor and harvesting activities.

Agri/aqua activities are Vegetable, Rice and Seaweeds.

Loanable Amount

1st Cycle: Php5,000 to Php10,000
2nd Cycle & onwards: Up to Php30,000

Interest Rate

5.475% per month (diminishing)

Loan Terms

• 3 Months or 12 weeks

• 6 Months or 24 weeks 

Insurance

Micro-insurance is a financial product or service that meets the risk protection needs of our clients and their families.

Our objective is to provide death benefit, accidental hospitalization, retirement savings and loan redemption assistance to clients, their spouses, children and/or parents.

18 to 65 years old

KKK ₱200 per year. Benefits: ₱20,000.00

BAP ₱250 for every 6months. Benefits: ₱ 50,000.00

MBA ₱30 per week premium. Benefits: ₱60,000.00

Total Benifits: ₱ 130,000.00

65 to 75 years old

KKK ₱200 per year. Benefits: ₱20,000.00

KKK Senior 1 ₱40 per weak. Benefit: ₱30,000.00

BAP ₱250 for every 6months. Benefits: ₱ 50,000.00

Total Benifit: ₱ 100,000.00

76 years old and above

KKK ₱600 for every 6 months. Benefits: ₱50,000.00

KKK Senior 2 ₱50 per week. Benefits: ₱ 30,000.00

Total Benifits: ₱ 80,000.00

Kapuso, Kasali, Kasalo (KKK) Fund  Burial Assistance Program (BAP)  Mutual Benefit Association (MBA)

how to start your loan?

The process is easy!

1

Fill out the Online Loan Form.

Punan at kompletuhin ang form gamit ang iyong datos. Pindutin lamang ang Apply Now

2

Wait for the approval call from our staff near you

Maghintay ng tawag galing sa amin para sa pag-apruba ng iyong Loan.

3

Enjoy your Loan!

Kung naaprubahan na ang iyong Loan magagamit mo na to sa iyong negosyo!

Our happy customers

We’ve helped thousands of people move

Other Loan Products

Makapag bigay ng kakayahan sa mga kliyente para magkapag umpisa ng sariling negosyo sa pamamagitan ng pangumpisang puhunan.

Maipabuti ang  pisikal na kapaligiran, partikular na ang tirahan. Isang malinis, maayos at functional na tirahan na may access sa malinis na tubig, palikuran at sanitasyon at kuryente.

Upang hikayatin ang mga Kliyente na pahalagahan ang edukasyon ng mga bata at suportahan ang kanilang mga pangangailangan upang makatapos ng kanilang pag-aaral.

Susuportahan ang iyong kasalukuyang negosyo at makakapag-Loan ka ng hindi na maguumpisa sa Minimum Amount.

FAQ

Most frequent questions and answers

You just need to fill up the Online Loan Application Form and wait for the confirmation call from the nearest branch in your area.

  • Barangay Clearance or Barangay Certificate
  • Attend the Membership Orientation Group Credit Training (GCT)
  • 6 pieces each of recent 1×1 ID sized pictures. (Applicant & Comaker)
  • Complete and sign the membership contract form.

A. Basis of Loan Approval for New Clients

  • 1. Existence of income generating project (IGP) or small
    enterprise.
  • 2. Debt Repayment Capacity is within allowed limits.

B. Basis of Loan Approval for Existing Clients

  • 1. Client must have invested the previous loan on the
    approved IGP or small enterprise or used the loan proceeds
    as indicated in the Loan Application Form.
  • 2. Client must score a satisfactory rating on RIA (Repayment,
    Inventory, Attitude)
  • 3. Debt Repayment Capacity is within allowed limits.

Membership in a Center may be terminated for any the
following reasons:

  1. When a client willingly leaves the community;
  2. In the event of a client’s death;
  3.  In case of mental insanity or poor health of a client;
  4.  When a client engages in anti-organization or anti
    group activities;
  5. When a Center unanimously adopts a resolution to
    terminate a client;
  6. When a client transfers to another center; and
  7. When the BM, for justifiable reasons, expels a client from
    the Center.

For other concern of queries just contact our Client Support Number 0962-955-2656.

We are happy to serve you!