OUR LOAN PRODUCTS

KCCDMFI has an array of loan products designed to address the financial needs of its partners.

BUSINESS LOAN

Aims to develop the capacities of clients for self-employment by enabling them to engage in income generating projects (IGP) that can grow into micro and small enterprises as they continue with their participation in the Microfinance Program.

EDUCATION LOAN

To encourage Clients to value the education of children and to support their needs in order to finish their studies. Education is viewed as a means of helping the family, most especially the children, to break the cycle of poverty.

HOUSE REPAIR LOAN

To encourage members to improve their physical environment, particularly the dwelling place. A clean, orderly and functional dwelling place with access to clean water, toilet and sanitation and electricity does not only help keep family members physically healthy, but it also improves the mental and emotional wellbeing of family members.

AGRI-FISHERIES

“Is a loan facility designed for farmers and fisher folks to be used for agriculture or fisheries production. Specifically, it can be used for the following:

Agri/aqua-enterprise activities or any entrepreneurial activity in the rural areas.
Capital for agri/aqua production such as planting materials and other farm/marine production inputs.
Additional capital for existing agri/aqua-enterprises.

COVID REHABILITATION

To help KCCDMFI clients recover due to the impact of COVID-19 pandemic and provide them the opportunity to settle their obligations in consideration of their financial difficulty.