Kasanyangan Microfinance Foundation, Inc.

MCLL Highway, Guiwan

Zamboanga City, Philippines

+6362 955 2656

Client Support

Mon - Fri: 8:00 - 5:00

Office Hours

Kabuhayan Loan

Also known as Business Loan. All qualified clients can avail of this loan upon entry to the Microfinance Program. The purpose of the loan is to provide credit to clients to reduce dependency on moneylenders charging exorbitant interest rates. By providing
access to credit with lower interest rates, the clients can earn and save more for their basic needs.

The Kabuhayan Loan also aims to develop the capacities of clients for self-employment by enabling them to engage in income generating projects (IGP) that can grow into micro and small enterprises as they continue with their participation in the Microfinance Program. Eventually, these micro and small enterprises would generate local employment and help make grass root communities become more self-reliant.

Features of Kabuhayan Loan (Business Loan)

Loanable Amount

Php 2,000 to Php 300,000

Interest Rate

6% per month (diminishing)

Loan Terms

Lingguhan / Kabuwanan

 • 3 Months or 12 weeks

 • 6 Months or 24 weeks 


 • 20 days • 40 days • 60 days


Micro-insurance is a financial product or service that meets the risk protection needs of our clients and their families.

Our objective is to provide death benefit, accidental hospitalization, retirement savings and loan redemption assistance to clients, their spouses, children and/or parents.

18 to 65 years old

KKK ₱200 per year. Benefits: ₱20,000.00

BAP ₱250 for every 6months. Benefits: ₱ 50,000.00

MBA ₱30 per week premium. Benefits: ₱60,000.00

Total Benifits: ₱ 130,000.00

65 to 75 years old

KKK ₱200 per year. Benefits: ₱20,000.00

KKK Senior 1 ₱40 per weak. Benefit: ₱30,000.00

BAP ₱500 for every 6months. Benefits: ₱ 50,000.00

Total Benifit: ₱ 100,000.00

75 years old and above

KKK ₱600 for every 6 months. Benefits: ₱50,000.00

KKK Senior 2 ₱50 per week. Benefits: ₱ 30,000.00

Total Benifits: ₱ 80,000.00

Kapuso, Kasali, Kasalo (KKK) Fund  Burial Assistance Program (BAP)  Mutual Benefit Association (MBA)

how to start your loan?

The process is easy!


Fill out the Online Loan Form.

Punan at kompletuhin ang form gamit ang iyong datos. Pindutin lamang ang Apply Now


Wait for the approval call from our staff near you

Maghintay ng tawag galing sa amin para sa pag-apruba ng iyong Loan.


Enjoy your Loan!

Kung naaprubahan na ang iyong Loan magagamit mo na to sa iyong negosyo!

Our happy customers

We’ve helped thousands of people move

Other Loan Products

Idinisenyo para sa mga magsasaka at mangingisda upang magamit para sa produksyon ng agrikultura o pangisdaan.

Maipabuti ang  pisikal na kapaligiran, partikular na ang tirahan. Isang malinis, maayos at functional na tirahan na may access sa malinis na tubig, palikuran at sanitasyon at kuryente.

Upang hikayatin ang mga Kliyente na pahalagahan ang edukasyon ng mga bata at suportahan ang kanilang mga pangangailangan upang makatapos ng kanilang pag-aaral.

Susuportahan ang iyong kasalukuyang negosyo at makakapag-Loan ka ng hindi na maguumpisa sa Minimum Amount.


Most frequent questions and answers

You just need to fill up the Online Loan Application Form and wait for the confirmation call from the nearest branch in your area.

  • Barangay Clearance or Barangay Certificate
  • Attend the Membership Orientation Group Credit Training (GCT)
  • 6 pieces each of recent 1×1 ID sized pictures. (Applicant & Comaker)
  • Complete and sign the membership contract form.

A. Basis of Loan Approval for New Clients

  • 1. Existence of income generating project (IGP) or small
  • 2. Debt Repayment Capacity is within allowed limits.

B. Basis of Loan Approval for Existing Clients

  • 1. Client must have invested the previous loan on the
    approved IGP or small enterprise or used the loan proceeds
    as indicated in the Loan Application Form.
  • 2. Client must score a satisfactory rating on RIA (Repayment,
    Inventory, Attitude)
  • 3. Debt Repayment Capacity is within allowed limits.

Membership in a Center may be terminated for any the
following reasons:

  1. When a client willingly leaves the community;
  2. In the event of a client’s death;
  3.  In case of mental insanity or poor health of a client;
  4.  When a client engages in anti-organization or anti
    group activities;
  5. When a Center unanimously adopts a resolution to
    terminate a client;
  6. When a client transfers to another center; and
  7. When the BM, for justifiable reasons, expels a client from
    the Center.

For other concern of queries just contact our Client Support Number 0962-955-2656.

We are happy to serve you!