The Product Recovery Loan is specially designed to support clients who are unable to repay their matured loans due to business bankruptcy, or medical emergencies, and whether affected natural calamities (such as floods, fires, or earthquakes) this loan product offers a second chance to recover and rebuild.

Through this program, eligible clients are given the opportunity to renew their loans under compassionate and flexible terms, helping them regain stability without the burden of past setbacks. The Product Recovery Loan is a reflection of KMFI’s commitment to financial inclusion, resilience, and genuine care for the well-being of our clients during life’s most difficult times.