
Kabuhayan Loan
Also known as Business Loan. All qualified clients can avail of this loan upon entry to the Microfinance Program. The purpose of the loan is to provide credit to clients to reduce dependency on moneylenders charging exorbitant interest rates. By providing
access to credit with lower interest rates, the clients can earn and save more for their basic needs.
The Kabuhayan Loan also aims to develop the capacities of clients for self-employment by enabling them to engage in income generating projects (IGP) that can grow into micro and small enterprises as they continue with their participation in the Microfinance Program. Eventually, these micro and small enterprises would generate local employment and help make grass root communities become more self-reliant.